📄️ Aggregations
Aggregations summarise enriched customer transactions into structured data that supports affordability analysis, cashflow review, and financial behaviour assessment.
📄️ Completeness
Completeness evaluates whether available transaction data is sufficiently complete and reliable to support a lending decision. It provides a scored assessment of coverage, data quality, and recommended actions for borderline cases.
📄️ Risk Score
Risk Score provides a risk signal derived from customer transaction and account data. It is designed to support underwriting decisions by offering a consistent, explainable assessment of a customer’s probability of default over time.